Glossary entry

French term or phrase:

assurance maladie / mutuelle complémentaire

English translation:

medical insurance / supplementary health insurance

Added to glossary by Parrot
Nov 13, 2003 16:40
20 yrs ago
84 viewers *
French term

assurance maladie / mutuelle complémentaire

French to English Other Insurance Health insurance
The sentence: "Le travailleur bénéficiera d’une assurance maladie prise en charge par l’employeur, ainsi que d’une mutuelle complémentaire." I had begun with "health insurance", but this seems to me a bit too complicated to be covered by that, and I'm not at all familiar with the system.

Discussion

Non-ProZ.com Nov 13, 2003:
Trying to approximate as of 2002 but not doing too well. So expats still have to rely on private insurance.
CMJ_Trans (X) Nov 13, 2003:
probably based on the French system but....
Non-ProZ.com Nov 13, 2003:
Oops. Sorry, I'll be more specific. This is for Freetown, Gabon. I'll check about state health insurance there.

Proposed translations

6 mins
Selected

supplementary mutual insurance

...

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Note added at 8 mins (2003-11-13 16:48:36 GMT)
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Employees will be covered by health insurance paid for by their employer and by supplementary health insurance.

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Note added at 19 mins (2003-11-13 16:59:42 GMT)
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I don\'t see how \"l\'assurance maladie prise en charge par l\'employeur\" could be the social security insurance, since employees also contribute to it. Is this in France?
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2 KudoZ points awarded for this answer. Comment: "Thanks! Reading was correct and gave me the clue, though it wasn't a straight hit. This is a special contract for expats. The company HAS TO PAY SS, but in addition, will provide private MEDICAL INSURANCE AND SUPPLEMENTARY HEALTH INSURANCE, since subject is working in Africa."
7 mins

private health cover

Le système anglais est différent du système français et il n'y a ici pas vraiment d'équivalence. Au Royaume-Uni, les mutuelles n'existent pas. Il y a un système à deux vitesses : soit le NHS (où tout est pris en charge par le gouvernement) soit les assurances privées (où des personnes/sociétés paient pour des soins)
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+1
9 mins

state sickness benefits and complementary private insurance

what happens is that you HAVE to subscribe to the "social security" (sécurité sociale) scheme if you are officially employed. This only reimburses you part of your medical expenses. On top of that, many companies offer their staff a more or less voluntary top up scheme. "Mutuelle" refers to the fact that these schemes are usually managed by private mutual insurance companies. The nearest UK equivalent would be BUPA ........ These complementary schemes are usually mandatory for management categories...

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Note added at 2003-11-13 16:50:28 (GMT)
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complementary = supplementary - half asleep - end of long day
Peer comment(s):

neutral lenkl : I believe both plans are in addition to social security: one is non-contributory and the other (the "mutual" insurance) is contributory.
5 mins
don't agree - assurance maladie is the same thing as "sécurité sociale"
agree Helen Genevier : yes, assurance maladie is the state scheme in France but that usually doesn't cover the whole costs for employees and mutuelle the private top-up
21 mins
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11 mins

supplementary coverage

In addition to the compulsory primary health insurance. In this context, coverage suffices since it is obviously within the context of insurance.

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Note added at 2003-11-13 16:54:14 (GMT)
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assurance maladie is just \"health insurance\"

in total \"health insurance/supplementary coverage\"
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16 mins

complementary health policy

"The employee will have the benefit of health insurance provided by the employer as well as a complementary health policy".
As far as I remember, an employer can pay for private health but is also obliged to pay into the State system (in France). The State will reimburse 75% of medical expenses to the employee and the remaining 25% will be paid by a (voluntary) extra policy. This ensures 100% cover. Usually the complementary policy has to be paid by the employee so if I have it right, this is a good deal!
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